Category: Life Tips

Where do I start with credit card churning?

For optimal card sign up paths check out this credit card flowchart from r/churning: https://www.reddit.com/r/churning/comments/9hf4ex/faq_credit_card_recommendation_flowchart/ I would also recommend reading the links under Basic Reading for r/churning: Miles vs Points: https://www.reddit.com/r/churning/comments/74hghz/miles_vs_points_what_are_they/ Why you should not churn: https://www.reddit.com/r/churning/comments/8m487c/why_you_should_not_begin_churning_v30/ Credit Card Decision Flowchart: https://www.reddit.com/r/churning/comments/9hf4ex/faq_credit_card_recommendation_flowchart/ Beginner’s Chase Guide for Under 5/24: https://old.reddit.com/r/churning/comments/9sgpmk/beginners_chase_guide_for_folks_under_524_v_20/ I’ve also written an accumulation of […]

Do you need to be under 5/24 to get a Chase business card with EIN?

TLDR: You cannot bypass 5/24 by using an EIN instead of a SSN. If you’re looking to maximize the number of cards you can get from Chase before being locked out by their 5/24 rule like me then you’re likely targeting business cards offered by Chase to maximize the rewards you can get from them. Lately, […]

Comparison of Major Internet Providers in the Bay Area (Primarily San Francisco)

Tier Breakdown Name Tier Level Speed Cost Reliability Additional Notes Sonic (Fiber) A 1000 up/down $40/mo Excellent No annual contract Webpass A 1000 up/down $60/month or $550/year ($45/month) Excellent Choice between annual or monthly contract Monkeybrains (if in the right service area) A Excellent $105/3 months ($35/month) Good No annual contract, pay in 3 month […]

A Beginner’s Guide to Credit Cards & Churning

So you’re interested in starting churning (or maybe you just want to sign up for the best credit cards available to you)? I too was at that same point just a short time ago. I’m still learning a bunch and getting into but I’ve acquired enough knowledge and have a newcomer’s perspective which may be […]